ICN-Financial.com is a matching service which submits your inquiry to its network of lenders. There is no cost for submitting an inquiry. The fees and rates are quoted directly by the lender which is matched to your profile. ICN-Financial.com is not a lender and will not provide you or anyone else with lending services.
It is understandable for new customers to have questions about ICN-Financial.com which is why we have compiled the most common questions into this FAQ. If you have any question not answered in this FAQ we'll be glad to answer them. All you've got to do is to contact us and allow some time to receive an email response.
Any questions pertaining to loan payments, application status and extensions etc need to be directed to the lender to whom you submitted your application to. Once your application has been submitted on the lender's website you'll receive the lender's contact info.
This is a short term loan aimed at helping people who need some extra cash prior to their pay day. The amount here is often between $100 and $1000.
You can get anywhere from $100 to $1000. The approved amount will be predetermined by the lender.
Once your cash advance has been approved the money is wired electronically to a checking account of choice.
Yes you can still get it despite bounced checks, charge offs, bankruptcy and also credit related issues.
It can take as few as just 2 minutes to fill out the inquiry form. you'll get your loans within 1 or few business days.
You should have printer in order to print out the loan documents. Also the lender who receives your inquiry will also need for you to fax over the information to them. Information such as your bank statement and a pay stub will need to be faxed over. If you do not have a fax machine you can always use ones available at Office Max, Kinkos, Mail Boxes, Stables etc.
There is no cost to use ICN-Financial.com matching service. The fees of the loan will vary depending on the amount and the lender. The lender will notify you of the exact fees for the loan once on their website. However, please bear in mind that cash advance loans have been designed with emergency needs in mind and will be lower in terms of expense as compared to late charges, check fees etc. which you may incur if you are late with payments.
Yes you may qualify, even if you have another outstanding loan you can still qualify. But you'll need to be sure to disclose this outstanding loan to the lender.
Both the loan fees and the amount is withdrawn directly from your checking account once the due date has been reached. You will not have to think twice about it! This saves you from having to visit any store. An extension can be requested by contacting your lender prior to the due date. But there will be additional fees which apply to the extension.
There are different policies followed by different lenders in our network. It is advised that you review the policies pertaining to late payment often found in the lender's documentation prior to inserting your e-signature on that document. However, many states have laws that dictate how much lenders are allowed to charge for late payment.
Usually after 2 hours you can apply again. However, if you have already previously been approved for a loan then ensure that this info has been disclosed to the lender.
The state laws on this differ and dictate if a lender can grant you an extension often referred to as a 'rollover'. While some states allow for multiple rollovers, others do not allow it at all. You should ask your lender about anything concerning rollovers / extensions. Also make sure to contact your lender with an extension request prior to the due date of your payment. If you do not do it in time the lender will charge you additional fee and ask for immediate payment of the remaining balance. Also additional fees and other charges may be levied on you if you default.
Lenders are always determined to pursue collections after the due date of their accounts to the fullest legal extent. You may have to face criminal charges and additional fees if you do not repay on time.
Copyright © 2020 ICN Financial. All Rights Reserved
Consumer Notice: The loans provided by the lenders in our network are payday loans (also known as cash advances, or payday advances), which are designed to provide short-term cash relief until the next time a consumer gets paid. Payday loans are not a solution for consumers facing debt and credit difficulties, and should not be used on a long-term basis. It is highly recommended that consumers educate themselves on the risks associated with payday loans, alternatives to payday loans, and federal and state laws that apply to payday loans.
Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.
Disclaimer: This website does not constitute an offer or solicitation to lend. ICN Financial is not a lender and does not make loan or credit decisions. ICN Financial provides a matching service only and does not control and is not responsible for the actions or inactions of any lender. ICN Financial is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.
You are under no obligation to use ICN Financial's service to initiate contact, nor apply for credit or any loan product with any service provider or lender.
Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.
Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.
You will not be charged any fees to use ICN Financial's service. Learn more about Rates & Fees.